Employers shouldn’t just comply with auto enrolment, but positively embrace it.

Read why in my article on page 13 of the Raconteur Employee Engagement and Benefits supplement published in The Times this week.

It’s free to read or download the whole publication.

Diversified growth funds (DGFs) have been around for more than a decade. They cut their teeth in the low inflation, low return markets early in the century, but really found their feet after the financial crisis in 2008. At their most basic, they are growth funds that offer a greater degree of diversification – the clue is in the title – against the typical, largely equity, funds of the day. As a result, they should reduce volatility and yet deliver adequate returns.

Source: DIVERSIFIED GROWTH FUNDS Immune system | Pensions World

I don’t know why Ros is so upset at providers “pretending” to offer advice. It’s exactly what @MAS and #PensionWise has been doing since their launch.

Source: Altmann slams providers pretending to offer advice – FTAdviser.com

Last night, you may have seen my post that I was named winner of the investment article of the year at the unbiased.co.uk Media Awards 2016.

I have since discovered that I was also runner-up in the pensions article category, to Patrick Collinson of The Guardian.

My thanks must go to the judges for noticing my work. It can be very hard to go up against those on the nationals.

The journos are all excellent – you don’t get shortlisted for just turning up – but they have something that a freelance like myself, with strong links to trade publications and institutional clients, does not.

It’s not a je ne sais quoi, because I can name it. Those working on the nationals will have a degree of exposure that I do not. But don’t for a moment think I am bitter about that – it couldn’t be further from the truth.

Making the shortlist for three categories far exceeded my wildest dreams for my first submission to this awards programme. To get a gong and be mentioned in despatches is very rewarding and it’s only a shame my mother, who we lost on Boxing Day, wasn’t here to share it.

My sincere thanks to all those who contacted me on Twitter and Facebook last night. Your messages of support are very welcome and much appreciated.

So, it’s onwards and upwards in the hope that 2016 will be a far, far better year than 2015 ended.

Looking for comment/views (on and off record)/data/graphics for opinion piece on asset managers. Brief is:

The IMF claimed that regulators need to be looking at fund managers to ensure they do not destabilise the world’s economy (I think they would also say again).

So, despite stringent regulation – Dodd Frank, Basel II/III, AiFMD, and whatever else – does this mean the IMF would seek to increase regulation and what might this mean for the fund management community?

To what extent does the IMF have a point?

What might this mean for regulation in the coming years?

For more details, GET IN TOUCH. What are you waiting for?

psafloyd@moneyjourney.net

0203 239 2249

07894 419800

@gogetemfloyd