The archive

I made this. All of it. It is not an exhaustive list, as some items are not available online or I don’t have access to pdfs. However, if you click on the links below, you will see some of my articles.


APRIL 2023

Outside China, where should insurtech innovation focus in 2023?, China in Focus supplement, The Digital Insurer, April 2023

Next generation will live beyond their means in retirement,, 04 April 2023

MARCH 2023

USS confirms full restoration of benefits on course for April 2024,, 31 March 2023

Bank of England: LDI strategies need 250bp collateral buffer,, 30 March 2023

TPR publishes EDI guidance for scheme trustees and sponsors,, 29 March 2023

DB funding code is full of unintended consequences,, 27 March 2023

LCP toughens up its ESG policies,, 24 March 2023

Use dashboards delay to achieve ‘dramatic improvements’ in data,, 22 March 2023

DC members want better access to ESG investment strategies,, 21 March 2023

Living pension: Fighting poverty with better retirement saving,, 21 March 2023

Budget 2023: Chancellor’s box of tricks makes LTA disappear,, 15 March 2023

Beware the ideas of March – or perhaps embrace them,, 14 March 2023

Asset managers must up their game on engagement and diversity,, 14 March 2023

Rising costs of retirement income not necessarily all bad news,, 10 March 2023

New PPI report backs alternatives for DC investment strategies,, 9 March 2023

Gulf of inequality: Little progress on women’s pensions gap,, 8 March 2023

Latest dashboards delay is catastrophic for consumers,, 6 March 2023

Pensions minister delays dashboards and resets plan,, 2 March 2023

Cost of living crisis is compounded by apathy in the workplace,, 2 March 2023


Pensions admin: No longer the Cinderella function,, 28 February 2023

Asset managers failing to combat crises,, 28 February 2023

Travel towards endgame has accelerated,, 24 February 2023

Government incentive plans are focused on wrong groups of workers,, 21 February 2023

Dashboard consultation: missed opportunities and a lack of clarity,, 17 February 2023

Calls for MPAA to be raised may overlook root of economic inactivity,, 20 February 2023

Buoyant DB pension funding environment may hasten endgame,, 15 February 2023

TPR lead reviewer appointed,, 13 February 2023

Public Accounts Committee to probe AEAT scheme members’ treatment,, 8 February 2023


Global trends in digital health insurance: Driving better health outcomes for an ageing world, The Digital Insurer


China in Focus in depth: Insurtech valuations – what’s holding back a recovery?, The Digital Insurer, 21 September 2022

Interview: Dominique Roudaut, a venture capital view on insurtech from Silicon Valley, The Digital Insurer, 21 September 2022

JUNE 2022

Can employees remain engaged with retirement saving while costs of living rise?, Employee Benefits, 07 June 2022

China in Focus in depth: The global race in embedded insurance, and why insurers must move from an ‘egosystem’ to ecosystem mindset, The Digital Insurer, June 2022

APRIL 2022

The case for the defence, Trustnet magazine, April 2022

MARCH 2022

Intelligent AI – Transforming commercial property risk with the internet of things, Digital Insurer Library featured report, March 2022, The Digital Insurer


Ageing China, China In Focus, The Digital Insurer, 24 February 2022

Blockchain in insurance: Is China leading the way?, China in Focus, The Digital Insurer, 24 February 2022

Spotlight: Motor trends – the use of data in claims and underwriting, Insurance Post, 6 February 2022


Spotlight: Why ESG and digital transformation are inextricably linked for the insurance industry, Insurance Post, 6 January 2022


How can employers assess value for money in a DC pension?, Employee Benefits, 14 December 2021

How Suez Recycling and Recovery UK measures the value of its pension scheme, Employee Benefits, 14 December 2021


Spotlight: Electric vehicles – are brokers ready for the EV revolution?, Insurance Post, 26 November 2021

Planned reforms for French platform workers don’t ‘allow enough choice’, PlatformsIntelligence, 25 November 2021

Coalition talks bring labour reforms for German platform workers a step closer, PlatformsIntelligence, 23 November 2021

Platform worker reforms delayed but may not be halted by Portugal’s election, PlatformsIntelligence, 22 November 2021

Underwriting innovation, China in Focus, The Digital Insurer, November 2021

Ping An Health case study, China in Focus, The Digital Insurer, November 2021

Opportunities for sustainability in the built environment, Raconteur Sustainable Investing, 7 November 2021

Ontario’s gig workers are promised protections, but not employee status, PlatformsIntelligence, 3 November 2021


EU responds to shortage of HGV drivers with higher pay, easier tests and EU visas, PlatformsIntelligence, 20 October 2021

France enshrines in law the principle of platform workers’ representation, PlatformsIntelligence, 14 October 2021


Bigger should mean better for DC pensions, Raconteur Pensions & Retirement, 26 September 2021

What does a cashless society mean for insurers?, The Digital Insurer, September 2021

Gig workers’ rights and status remain a key issue in German coalition talks, PlatformsIntelligence, 30 September 2021

Spotlight: Is cloud the key to adaptability and flexibility at speed?, Insurance Post, 29 September 2021

Canadian workers must wait for reform, after Trudeau holds on to power, PlatformsIntelligence, 22 September 2021

No jab, no job – can platform firms insist their workers take anti-Covid measures?, PlatformsIntelligence, September 2, 2021


How will delivery platforms be affected by the relaxing of Covid regulations, PlatformsIntelligence, August 20, 2021

Ukraine gets creative with a formal ‘gig worker’ category and a new virtual city, PlatformsIntelligence, August 5, 2021

JULY 2021

How can Western insurers succeed in China?, The Digital Insurer, July 2021

CEO interview: Axa in China, adapting, evolving, The Digital Insurer, July 2021

MAY 2021

New models for digital distribution of health insurance in post-pandemic world, The Digital Insurer, May 2021

The innovative digital distribution channels being adopted by healthcare insurers in China, The Digital Insurer, May 2021

MARCH 2021

Addressing business continuity failings, Raconteur business transformation supplement, The Times, 31 March 2021

Easing riders, Trustnet, March 2021

How government involvement could change investing, Raconteur Understanding Pensions supplement, The Sunday Times, 02 March 2021 


Hot property, Business & Management, February 2021


The lost decade, Trustnet, January 2021 


Sim cities: Has property been disrupted?, Trustnet, October 2020 (cover feature)

Up and running, but standing still, Business & Management, October 2020


Data standards critical to dashboards success, Raconteur Understanding Pensions supplement, The Sunday Times, 27 September 2020 

MARCH 2020

Collecting coins, Trustnet, March 2020


Spanner in the works: UK pension scheme automation derailed by poor data, white paper for Pensions Administration Standards Association, January 2020

For your own good, Trustnet, January 2020


Why trustee power over ESG is limited, Professional Pensions, 11 December 2019 


Tools of the trade, Trustnet Magazine, October 2019

JUNE 2019

MSIG – Global evolution of the insurance industry, The Digital Insurer, June 2019

All fall down (feature on going into administration), Business & Management, June 2019 (cover story)

APRIL 2019

The businesses too big to fail, Business & Management, April 2019 (cover story)

MARCH 2019

At your own risk, feature on the future of self-invested personal pensions (Sipps), Trustnet, 20 March 2019

Insurtech: 10 trends for 2019, KPMG/The Digital Insurer, March 2019

Failure to capitalise on digital insurance opportunities in the UK offers warning to rest of world, The Digital Insurer, 04 March 2019 


How high is too high?, Business & Management, February 2019

New generation chatbots boost sales by revolutionising the customer experience, The Digital Insurer, 20 February 2019


What does 2019 have in store for your pension? Raconteur Workplace Savings supplement, The Times, 31 January 2019


Relationships remain essential for successful digital transformation, The Digital Insurer, 15 November 2018

Could co-sourcing be the answer to rising pension admin woes?, Pensions Expert, 28 November 2018


Roundtable: Why understanding costs represents a mounting governance cost for trustees, Pensions Insight, 5 October 2018


Global Investor Luxembourg Roundtable, Global Investor, 26 September 2018

Diabetes insurtech: BaoWan Case Study, The Digital Insurer, 26 September 2018

JULY 2018

ESG: Which European clubs are in the top division, Candriam website, July 2018

JUNE 2018

The new banking paradigm, Business & Management, June 2018

How green is the World Cup?, Candriam website, June 2018

Cost transparency roundtable, PLSA Viewpoint magazine, June 2018

MAY 2018

A game of risk, Institutional Real Estate Europe, May 2018

When disaster strikes: How to ensure your master trust can survive a crisis, Professional Pensions, 23 May 2018

Not hot air, Trustnet magazine, May 2018

MARCH 2018

Drive change, Business & Management, March 2018


Is Australia the ‘super’ provider?, Raconteur Workplace Pensions report, The Times, 28 February 2018


Hackers may be after processing power to get valuable bitcoins, Raconteur Cyber Risk & Resilience Report, The Sunday Times, 17 December 2017

Bitcoin blazes a trail for digital profits, Raconteur Trading Strategies Report, The Times, 06 December 2017

What schemes can do to drive value for members, Pensions Expert, 11 December 2017 


THE MEANING OF LIFE 2: The UK life company business model in the context of dramatic changes to the political landscape and the investment and private-sector pensions market, 20 November 2017

Drawing a blank, cover story on income drawdown market, Trustnet, November 2017

JULY 2017

Selling up, selling a property abroad, RBS ContentLive, July 2017 

JUNE 2017

The light that burns twice as brightly burns for half as long, on footballer’s careers and saving for the future for Smith & Williamson, June 2017

MAY 2017

Resolving the UK’s retirement conundrum, Raconteur Workplace Savings supplement in The Times, 31 May 2017

An open approach, FS Focus, May 2017

APRIL 2017

A credit to their generation, Financial World, April/May 2017

Will the slashing of fees exacerbate the advice gap?, Pensions Expert, 05 April 2017

MARCH 2017

My cup runneth over, Trustnet Magazine, 27 March 2017

Meet the €653bn global CIO, CapitalWatch, March 2017


Should you use your pension pot to invest in property?, Raconteur Property Supplement, February 13, 2017

5 minutes with…Mark Polson, CEO, the lang cat, FS Focus, February 2017

The rise of philanthropic investing, Raconteur Wealth Management Supplement distributed with The Time, 12 February 2017


Central banking hits the buffers, FS Focus cover story, January 2017

Making the coverage count (cyber risk), FS Focus, January 2017 

5 minutes with…Gina Miller, FS Focus, January 2017


The right bait (FS incentive plans), FS Focus, December 2016

Mumbles and grumbles (FCA complaints trends), FS Focus, December 2016

Fork in the road (impact of Brexit on insurance industry), FS Focus, December 2016

5 minutes with…Baroness Ros Altmann, FS Focus, December 2016


5 minutes with…Mark Mullen, CEO, Atom Bank, FS Focus, November 2016  


Replicating for success (AMNT op-ed), Pensions Age, October 11, 2016


The end of the rainbow, Trustnet Magazine cover story, September 2016 


Master trusts: A DC default for the future, IPE, September 2016

JULY 2016

Dangers lurk in pensions revolution, Raconteur Workplace Pensions supplement, The Times, July 28, 2016

JUNE 2016

Exciting cities: Bristol, RBS Content Live, June 2016

More detail emerges on pensions dashboard, Pensions Expert, June 06, 2016

Go online: Payroll and payslips in the cloud, Sage Exchange, June 2016

MAY 2016

Will the BHS fallout ring alarm bells across the corporate sector?, Pensions Expert, May 25, 2016

Weird and wonderful, Trustnet Magazine, May 2016  

Agriculture and ATED: Are you aware of your liabilities?, RBS Content Live, May 2016

Discount rates and denial: Will local authorities soon see pension costs rise?, Pensions Expert, May 09, 2016

APRIL 2016

Technology in SME finance, RBS ContentLive, April 07, 2016 

MARCH 2016

Vortex of change – PLSA investment conference 2016 report, Pensions World, March 21, 2016 


When it’s gone, Trustnet Magazine, February 2016

How to appoint a professional trustee, Professional Pensions, February 03, 2016


A rough guide to getting the best out of your financial adviser, Engaged Investor, January 21, 2015

Diversified growth funds: Fighting volatility?, DGF survey, Pensions World cover story, 27 January, 2016 


Uncharted territory, Portfolio Institutional, 16 December, 2015

The Pensions Commission 10 years on, Retirement Planner, December 09, 2015 (originally published in the print version of Professional Pensions)


End product, Trustnet Magazine, November 2015

How high earners are locked out, Pensions Insight, November/December 2015

All under one roof: insourcing LDI, Portfolio Institutional, 04 November 2015

UK retirement savings are still falling short, Raconteur workplace savings supplement, November 01, 2015

How companies can alleviate risk, Raconteur workplace savings supplement, November 01, 2015


The X Factor (What makes a good fund manager), Trustnet Magazine, 20 October 2015

The problems facing AVCs in a post-DB world, Professional Pensions, 14 October, 2015

Low volatility equities: How low can you go?, Portfolio Institutional, October 06, 2015

Benefits fatigue – Keeping it real, or at least relevant, Reed Viewpoints – HR & Management, September 2015


What is a benefits package worth?, Reed Viewpoints – HR & Management, September 2015 

Three steps to heaven: Helping employees understand the value of their benefits, Reed Viewpoints – HR & Management, September 2015

We still need to save more for retirement, Employee Engagement & Benefits supplement, Raconteur/The Times, September 29, 2015

A guide to mastertrusts, Pensions Insight, September 2015


Guidance guarantee, EQ Magazine, Winter 2015 

The engagement challenge, EQ Magazine, Winter 2015

JULY 2015

Collecting coins, Trustnet Magazine, July 2015

Doing it all with beta, Portfolio Institutional, July 03, 2015

LDI: Heading to safety, August 2015 Portfolio Institutional cover story, July 30, 2015

JUNE 2015

Dealing with difficult sponsor relationships, Professional Pensions, June 17, 2015

DB schemes face decision over AVC funds, Pensions Expert/Financial Times, June 15, 2015

DGFs: the charge cap, smart beta and DC – roundtable on DGFs published as a four-part series, Pensions Expert/Financial Times, June 2015

MAY 2015

The allocation illusion, Portfolio Institutional, May 2015

APRIL 2015

Theatre funding: post-recession Britain, ICAEW website, April 2015

Getting the CETV process right, Professional Pensions, 29 April, 2015

Back from the dead: Why there is still life left in annuities, Trustnet magazine cover story, April 2015

Measure twice, cut once, Election 2015: The wisdom of crowd?, special report from the Chartered Insurance Institute, April 2015 – read whole report here 

Living longer, investing smarter, NAPF investment conference roundup, Pensions World, April 2014

MARCH 2015

Looking to the future, European Pensions, March 2015

What pension freedoms mean for the rich, Raconteur wealth management supplement, The Sunday Times, Sunday March 08, 2015

The future of family offices, interview with Catherine Grum, head of the private office, The Salamanca Group, Bloomberg family offices supplement, March 2015

Getting the foundations in place, Portfolio Institutional, March 03, 2015


Platform change, corporate platform survey, Pensions World, February 2015


The globalisation of inflation, Portfolio Institutional, January 28, 2015

Wealth trends, regional wealth in the UK, Raconteur, January 2015

Guidance guarantee, EQ magazine, January 2014


The future of hedge funds, Portfolio Institutional, December 09, 2014 


Crunch time, Trustnet Magazine cover story, November 2014

Growth: the final frontier, Portfolio Institutional, November 18, 2014

UK needs stronger Europe, Raconteur Trading Strategies supplement, distributed with The Sunday Times, November 16, 2014

Moving towards the monetary brink?, Pensions Expert, November 12, 2014

Spoilt for choice, Portfolio Institutional, November 2014


Small business leaders hail auto-enrolment success, Financial Adviser, October 22, 2014

Guidance guarantee not designed to replace independent financial advice, Financial Adviser, October 22, 2014

How to election proof your portfolio, Trustnet Magazine, October 2014

Pensions 2022 – A vision of the future, Now: Pensions report on the successes of and challenges still facing auto enrolment, October 07, 2014

Race for solutions picks up pace, IPE, October 2014

How to avoid the Pensions Ombudsman, Engaged Investor, October 2014


ROUNDTABLE: Striking the balance – defining outsourcing programmes to meet business objectives while maintaining internal oversight (part of the Funds Outsourcing, Europe 2014 report), Clear Path Analysis, September 2014 

JULY 2014

Spain and gain – is now the right time to buy a holiday home in Spain?, p45, Investazine, July 2014

Pension fund governance: Avoid the bear traps, IPE, July 2014

JUNE 2014

Taking stock: what next for the early adopters of fiduciary management?, Portfolio Institutional, June 2014

Choosing the sunnier option, EQ Magazine, June 2014

Older and wiser, interview with Baroness Greegross OBE, president and chief executive of the International Longevity Centre, UK, EQ magazine, June 2014

How to predict member outcomes in the new normal, The Specialist, June 2014

Escape the pensions labyrinth, Investazine, June 2014

MAY 2014

Equities, bonds and things, The Institutional Real Estate Letter, Amercias, May 2014

Equities, bonds and things, The Institutional Real Estate Letter, Asia-Pacific, May 2014

Equities, bonds and things, The Institutional Real Estate Letter, Europe, May 2014


Risk, the silent killer, Reputation Matters, February 2014

Financial services technology, overview piece for supplement, Raconteur 2014

Corporate platforms on ice?, corporate platform survey, Pensions World, February 2014

Strength in numbers, the impact of dempgraphic change in Europe on real estate markets, The Letter – Europe, February 2014


Schemes face series of admin hurdles in 2014, Pensions Week, December 13, 2013

Measuring up, international pension systems, European Pensions, December 2013/January 2014


More room for growth, trends in buyout business, European Pensions, September 2013

Searching for support: the changing face of fiduciary management, Portfolio Institutional, 24 September 2013 ( (fiduciary management feature)

What the ascent of mastertrusts means for your auto enrolment challenge, The Specialist, 23 September, 2013

African investment: the next space for schemes, Professional Pensions, 12 September, 2013

A little more understanding, Employee Benefits Workplace Savings Quarterly, September 2013 (leader on financial education)

UK: a marriage yet to be made, IPE, September 2013 (infrastructure feature)


Consultancy in flux, Pensions Insight, August 2013

Fiduciary management on trial, Pensions Insight, August 2013

MAY 2013

A pension warning for employers on ‘pot follows member’, Employee Benefits, Workplace Savings supplement, May 2013

Preventing fraud, Pensions Age, May 2013

Longevity: Time to get the tradesmen in, IPE, May 2013

The Rise of Short Term Credit, a special report for Credit Today, May 2013

APRIL 2013

NAPF conference – game changer, Pensions World, April 2013

MARCH 2013

Financial education is power, Employee Benefits, 7 March 2013

How to sell real estate, The Institutional Real Estate Letter– Europe, March 2013


Going for a song, Insolvency Today, Feb-March 2013

Shaky foundations, Insolvency Today, Feb-March 2013

Nothing going on but the rent, Insolvency Today, Feb-March 2013

Building steadily: what next for infrastructure?, Portfolio Institutional, February 2013


LDI: A solution for the masses, Engaged Investor, January 2013

A quiet revolution, corporate platform survey, Pensions World, January 2012