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About Pádraig Floyd

I write about money, how we can grow it and ultimately hold on to it throughout the ever extending journey of life.

Poundland to open 500 new UK stores and expand into mainland Europe – The Guardian

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The Guardian Poundland to open 500 new UK stores and expand into mainland Europe The Guardian Poundland is aiming for 1,000 stores in the UK and is planning to take its Dealz chain into Europe in the next 18 months after recording a 21% leap in…

See on www.theguardian.com

Financial advisers plan move into emerging-market funds

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Financial advisers increasingly are supporting emerging-market funds and alternative investments, according to a study by Cogent Research.

Pádraig Floyd‘s insight:

Is anyone else thinking bigger fund charges/rebates, or is it just me?

 

See on www.smartbrief.com

Millions forced to take pension gamble: Annuity rates now so bad you’d have to live to 90 to get value for money

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The rates which determine how much a pension pays, are at an all-time low as a result of rising life expectancies and low interest rates. (Does anyone REALLY listen to ‘financial advisers’? -…

Pádraig Floyd‘s insight:

Whe will people understand that an anuity is AN INSURANCE POLICY against living longer than your funds allow?

Getting value for money is about getting the best value for money at point of sale for your circumstances and not being hoodwinked into giving up a) value in the form of backhand commissions and b) protection by buying from an online shop where people have been conditioned for years to buy on PRICE, not value. #givemestrength #ffs #annuities  

See on www.dailymail.co.uk

Fears for ageing population as just four in 10 have pensions – Independent.ie

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MOST adults have nothing saved for their old age. (JUNGLE LAND….

See on www.independent.ie

Workers sticking with new pensions

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Fewer than one in 10 workers have opted out of being automatically signed up to saving for a pension, government figures show.

Pádraig Floyd‘s insight:

Early days, mind…

See on www.bbc.co.uk

Ethnic minority vote may hold key to 2015 UK elections — RT News

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The voting power of ethnic minority groups has more than doubled in the UK, a report has found.

See on rt.com